Floodcaster

Every flood determination is a legal claim. Most lenders can’t reconstruct theirs.

Floodcaster sits above your existing determination vendor and produces the auditable record of the evidence behind the determination — replayable to any date.

See the replay demo Become a design partner

U.S. Patent Application No. 19/575,615 · patent pending · Next Shift Consulting LLC


Where it sits

Nothing replaced. Nothing migrated.

Your determination vendor

determination issued as today

Floodcaster

attaches above · does not re-determine evidence · provenance · replay

Loan file & servicing

certificate lands where the determination already lands

Three moments

When the record is the product

The examination

“Show us how you reached this property’s flood-zone determination of record as of 2023.”

The borrower dispute

“Produce the determination my client was force-placed on.”

The buyback demand

“Prove the flood status as verified at origination.”

Each ends the same way: the answer has to be reproducible, not remembered.

Watch a determination replay →


The boundary

What Floodcaster does not do

Floodcaster does not issue flood zone determinations.

It does not model flood risk.

It does not compute hydrology.

The record describes the evidence behind your vendor’s determination; it never substitutes for it.


We’re taking three lender design partners in 2026.

Who you’d be working with

Rudy Martin — founder, Next Shift Consulting.

25+ years of experience delivering compliance product at Fidelity, Wells Fargo, Unum, TransAmerica, and Lincoln National.

Design partners get the replay harness against their own portfolio, a seat in the certificate-schema working sessions, and pricing locked before general availability.